
FEMA Flood Insurance May Lapse In January
The National Flood Insurance Program (NFIP) is the primary source of flood insurance coverage for U.S. residential properties.

The National Flood Insurance Program (NFIP) is the primary source of flood insurance coverage for U.S. residential properties.
By Cliff Montgomery – Jan. 11th, 2011Since the tragic shootings in Arizona, well-intentioned people from across the political spectrum have called for a strong change in the tone of social…
By Cliff Montgomery – Dec. 7th, 2010″During the third quarter of 2010, recipients reported, ARRA [the American Recovery and Reinvestment Act] funded more than 670,000 Full-Time-Equivalent jobs,” stated a recent…
By Cliff Montgomery – Nov. 22nd, 2010A study on federal oversight of surface coal mining in Appalachia was released last month by the Government Accountability Office (GAO). It’s important, as…
By Cliff Montgomery – Nov. 15th, 2010The current global monetary system “allows the US to run high deficits and it prolongs a situation in whichcapital flows ‘uphill’…from poor countries to…
By Cliff Montgomery – Nov. 10th, 2010On the eve of Veterans’ Day, the American Spark feels it’s only right to discuss just how well our nation treats our heroes’ families…
By Cliff Montgomery – Nov. 5th, 2010″If the news outlets were actually reporting, they would tell us the honest and awful truth,” writes Elizabeth Wurtzel today in The Guardian. The…
By Cliff Montgomery – Nov. 1st, 2010″Wall Street titans have a new sweet spot–as surrogate taxcollectors,” states the lead-in for a fascinating video from TheHuffington Post Investigative Fund.”[Wall Street sees]…
By Cliff Montgomery – Oct. 26th, 2010The wealthiest in the United States have seen a five-fold increase in their average incomes from 2008, even asthe Great Recession continues to destroy…
By Cliff Montgomery – Oct. 18th, 2010The U.S. Government Accountability Office (GAO) in September released a study on the importance ofproviding citizens with a broadband Internet service.As the GAO report…
By Cliff Montgomery – Oct. 11th, 2010There has been a growing tide of righteous anger in America over the presumed legitimacy of this country’sforeclosure proceedings.A wave of foreclosures helped create…
By Cliff Montgomery – Oct. 5th, 2010The ‘Out of Poverty Caucus’ is a newly formed Congressional organization dedicated “to raising awarenessabout the millions of Americans who live without adequate food,…
By Cliff Montgomery – Sept. 26th 2010Want to fill the voting booths this November with enthusiastic voters hungry for real change? A true alternativeto America’s two useless political parties should…
By Cliff Montgomery – Sept. 16th, 2010Nearly half of America’s federal debt was accumulated from 2002 to 2008–years in which George W. Bushwas president, reveals a U.S. government study released…
By Cliff Montgomery – Sept. 1st, 2010The federal bureau which approves Big Oil’s purchases of resources on public land keeps a rather poor recordof citizen protests, according to a study…
By Cliff Montgomery – Aug. 26th, 2010A recent study by a true grassroots network reveals how the big banks gamed America’s economic system atyour expense–and it’s expressed in clear, easy-to-understand…
By Cliff Montgomery – Aug. 17th, 2010Though federal officials recently passed sweeping financial oversightlegislation, many of the day-to-day rules that will give that law realteeth will be written by regulators…
By Cliff Montgomery – July 22nd, 2010Employing so-called ‘Clean Coal’ technology at U.S. power plants may create a host of legal and economicproblems, according to an instructive Government Accountability Office…
By Cliff Montgomery – June 28th, 2010Washington so far has revealed a frightful inability to handle the growing BP oil spill disaster in the Gulf of Mexico. But a congressional…
By Cliff Montgomery – June 17th, 2010It now seems clear the current global financial crisiswas the result of widespread fraud. And it appearsthat the top criminals work on America’s Wall…
By Cliff Montgomery – June 12th, 2010A 2008 U.S. government study, which discussed potentially disruptive gas sediments on the Gulf Coast sea floor, may offer a clue as to what…
By Cliff Montgomery – May 31st, 2010The federal government currently may lack the necessary resources and expertise to stop or clean up amassive oil spill, according to a Congressional Research…
By Cliff Montgomery – May 9th, 2010The Congressional Research Service (CRS) last month released a study entitled, Economic Impacts of Prison Growth. Its essential findings were telling:A.) America now has…
By Cliff Montgomery – May 4th, 2010A British Petroleum (BP)-leased oil rig located forty miles off the Louisiana coast exploded on April 20th,pouring gargantuan amounts of crude oil into the…